In Accurate Finance Management and Reserve Funding, Dr. John Alchemy shows how RateFast ties defensible impairment ratings to clearer claim costs — so payers and clinics can set reserves with confidence.
Patent-backed methodology
Chart-ready documentation
Clearer reserve decisions
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Risk & InsuranceOct 15, 2024
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RateFast reports are built to withstand scrutiny. Every rating traces directly to patient-reported findings and physician-documented data, backed by methodology covered under eight U.S. patents.
How is this different from a Qualified Medical Examiner?
A QME is an independent medical examiner appointed for disputed cases. RateFast produces impairment ratings from treating-physician documentation — faster, at lower cost, and still fully defensible when methodology and source data are clear.
What happens after delivery?
You receive a completed impairment report ready for claim use. Our team remains available for clarifications, and reports can be revised if new chart findings become available.
What is included in a RateFast impairment report?
Each report includes whole-person impairment, body-part ratings, supporting rationale tied to chart findings, and documentation suitable for adjusters, employers, and treating clinics.
What chart documents are needed?
Typical packages include history and physical notes, diagnostic studies, functional findings, and any MMI or permanent-and-stationary documentation your clinic already has on file.
How do I get started?
Contact our team or submit a case through RateFast. We walk you through chart requirements, turnaround, and delivery so your first report is straightforward.